The becu routing numbers are the same for each state in the country, except for Alaska. This number is what most banks use to signify that the account you're dealing with is located in that state. It's a great way to keep track of accounts and transactions and it lets you know which banking institutions are giving you service in your area. A routing number identifies a particular bank and is usually found on the back of your debit or credit card. It can also be found on the routing label that goes on top of your checks and statements. To find your becu routing numbers, all you need to do is call your bank.
When you have an account with a bank in Alaska, the BECU routing numbers won't appear on your statements or checks. You'll still be able to get things done - things like making purchases and adding funds to your account. However, if you're a resident of Alaska and you use an online banking login, you can look up your BECU numbers and get all kinds of information. In fact, you can get your BECU routing numbers online and print them off - then take them to your local bank if you want to. If you don't, you can always just call their customer service desk and they can help you out.
To access your BECU numbers, log onto your online banking login and go under the Funding tab. Then look for your routing number and a series of numbers that look like this: 6001 3150 7001. Once you've identified these numbers, enter them into the appropriate spaces and then click the Save button. Your account number will appear and you can change your checking account number to whatever you like.
Getting Your Own BECU Routing Number
What does this have to do with direct deposit? It can save you money! When you send money from your bank to your own, you may be charged a fee for wire transfers. Direct deposit is a way for banks to make their money even less expensive - and it helps your pocketbook as well.
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When you set up your account, you may not have a routing number. Your bank likely has its own system in place for routing money online. If you don't, then you need to contact your bank directly to see if you can have your account number updated. Often banks that do business online also have a phone number where you can connect directly with someone in the bank that will be able to set your account up for direct deposit. You may not be able to do this online, but check with your local branch of the bank you're doing business with.
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The other option you have is to find a bank that does business with a major electronic processor like PayPal. In fact, many major online processors actually have internal systems for routing electronic money. They usually connect to a bank account for transfers and will update the routing numbers (for both your local and overseas accounts) by sending a text message or email to your phone. Not all of your bank's branches have these systems, so you may have to phone them to find out what their procedure is. Keep in mind, however, that each electronic processor uses different sets of numbers for different transactions, so you may end up getting messages that are not relevant to your bank account.
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The best way to get your own BECU routing numbers is to contact either your bank or your payment processor directly. They should have instructions or websites for customers to insert their account numbers after they sign up for a service (like PayDotCom or WorldPay). They usually also have instructions for setting up direct deposits. Once you do this, you should be able to access your own BECU numbers and update the details whenever your bank account changes.
Your bank probably also has different routing numbers set up for different accounts. If you can't seem to get the direct deposits to go through when you need them, try talking to your financial institution. You might be able to configure the system to give your bank account special routing numbers that correspond to your particular bank. Otherwise, your only option may be to call around and find someone who can make the transfers for you, although this can be very expensive.
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